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(NC) They both start with the letter 'd', and they both require a large sum of money to secure the purchase of a home. However, a 'deposit' and 'down payment' are very different. “A lot of my first-time home buying clients ask me what the difference between a deposit and down payment is,” says Ray […]
According to statistics released today by The Canadian Real Estate Association (CREA), national home sales posted their third monthly increase and broke all previous monthly records. The number of homes trading hands via Canadian MLS® Systems rose by 1.5 percent month-over-month to set a new all-time record in March 2016. Though sales edged lower in Greater […]
The following is an excerpt of the Economic Update for Q2 2016 released by VERICO’s Economic Consultant Michael Campbell. Read the full report on the VERICO blog. At last count I’ve seen or heard 2,463 warning since 2012 about the coming collapse in Vancouver and Toronto’s housing markets. We’re still waiting. Forgive the glibness but […]
The Bank of Canada announced that it is maintaining its target for the overnight rate at 1/2 per cent. The Bank Rate is correspondingly 3/4 per cent and the deposit rate is 1/4 per cent. Growth in the global economy is expected to strengthen gradually from about 3 per cent in 2016 to 3 1/2 per cent in […]
As expected, the Federal Budget is largely focused on the delivery of the Liberal government’s election platform commitments. The Budget is well designed to support the middle class, the previously announced middle class tax cut and related measures, investments in a range of infrastructure projects, social housing, and additional support for low-income seniors. In addition, the […]
It’s estimated that 9.6 million baby boomers are in Canada today and they have long been the segment to pay attention to. But there is another demographic as big as – if not even bigger than – the Boomers: the Millennials, or the Gen Ys. This group has not been clearly defined yet, with no […]
According to statistics released by The Canadian Real Estate Association (CREA), national home sales recorded a second consecutive month-over-month increase in February 2016. The number of homes trading hands via Canadian MLS® Systems rose by 0.8 percent in February 2016 compared to January. The monthly increase lifted national sales activity to the highest level since June […]
