4361 Harvester Rd Unit 7, Burlington , ON L7L 5M4

Mortgage Renewal Burlington

Our Leading Brokerage Can Help You Renew Your Mortgage Sooner

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Circle Mortgage Group has over 15 years of experience in the Canadian mortgages industry. Our dedicated broker has helped thousands of clients take advantage of lower rates on their renewal date or when refinancing. Our brokerage's office is located in Burlington, Ontario but we are able to offer a wide range of services to clients all over the Greater Toronto Area, Ontario and across Canada. Over the years, we have built a strong network of mortgage lenders, including Canadian bank institutions and private institutions. Our goal is to ensure every borrower receives comprehensive advice and expertise when contacting our office. Before you renew your existing mortgage contract, give us a call. We will help you renew your mortgage quickly and efficiently.

Circle Mortgage Group Makes Every Effort To Offer Our Clients:

Best Available Rates
Fast Approval
Quick Funding
Customer-Focused Service
Always Consider Your Mortgage Options After Receiving Your Renewal Statement
Homeownership is a dream for many Canadians. However, for the initial mortgage application, people rarely take into consideration the eventual renewal process. Most mortgages have a term of five years and once that period is up, homeowners will receive a renewal letter a few months in advance from their existing lender. If you are close to reaching your renewal date, also referred to as maturity date, don't just simply renew your mortgage with the same lender. Instead, evaluate your current and future needs as your financial situation may have changed. By shopping around with multiple lenders, you could potentially save on your mortgage payments by taking advantage of mortgage rates. Avoid paying more than you have to with the help of Circle Mortgage Group. We are committed to helping you with all of your mortgage needs.

Always Consider Your Mortgage Options After Receiving Your Renewal Statement
When a mortgage term ends, most homeowners won't have enough cash to pay off their mortgage loan in full. Instead, they will need to renew their mortgage. We work with dozens of trusted lenders, including private and financial institutions, to find the right mortgage renewal options for our clients. Whether you choose to stay with your current mortgage lender or switch lenders, mortgage brokers give you more negotiation power and result in a better rate for your new mortgage loan. Other benefits to renewing your mortgage include:



  • Changing your amortization period
  • Consulting with an experienced broker before you renew your mortgage
  • Changing the payment frequency to fit your needs
  • Switching from fixed rate to variable rate

Our Mortgage Broker Is Committed To Offering Lower Mortgage Payments

Our knowledgeable mortgage experts work in your best interests. Our founder, Jivan Sanghera, has over a decade of experience in the industry. Industry knowledge and customer service are at the heart of what we do. If you are approaching your renewal date and have questions about your home equity, an appraisal fee or want to learn ways to consolidate debt, we are committed to helping you pay less in interest.

Trusted Lenders

Circle Mortgage Prides Itself On:

Affordable Services
The dedicated team at our brokerage works with our vast network, including connections in the bank and private sector, so that you don't pay a higher interest rate. We are transparent and upfront about costs so you never have to worry about hidden fees.

Professional Team
Our staff specializes in mortgage loan solutions. Not only are we committed to getting you a competitive and lower rate for your monthly mortgage payment, but we will share our knowledge and expertise so that you understand the terms of your loan agreement.

Quality Solutions
Whether you want to renew with your current lender or switch to a new lender or look into prepayment options, we offer quality strategies and solutions. Our brokerage offers negotiation power so you can rest assured that we will find you lower interest payments for your mortgage renewal.
Fantastic Interest Rates
Why pay more when you don't have to? If you're renewing or refinancing, our goal is to provide you with payment options that have the lowest possible interest rate for the mortgage balance on your property. We work with the bank sector and private lenders to make sure you always get a fair rate.

Want To Learn More?

You can save thousands of dollars by speaking with mortgage brokers who are experienced and dedicated to your needs. Circle Mortgage Group can help you get the best rate on your mortgage renewal. Contact us today.

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Happy Customers

  • Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights.

    - Jacquie Jefferies
  • I have used Jivan’s services on numerous occasions, and have had successful results that suite my needs and budget. He was very professional yet personal so there was a confident feeling in my new mortgage. I have always received the best rate and get frequent updates. I have been so confident in his business etiquette that I have not only referred his services to my friends but also to my mom. I continue to use Jivan’s services to renew my investments.

    - Ramona Paul
  • I have used Jivan’s services on numerous occasions, and have had successful results that suite my needs and budget. He was very professional yet personal so there was a confident feeling in my new mortgage. I have always received the best rate and get frequent updates. I have been so confident in his business etiquette that I have not only referred his services to my friends but also to my mom. I continue to use Jivan’s services to renew my investments.

    - Tasnim Jivaji
  • I have had the pleasure of working with Jivan on several real estate deals and he consistently brokered the best mortgage rate for me.The process was always painless and fast. I trust his recommendations and advise.

    - Tony Almeida
  • Our experience with Jivan has been outstanding. He always seems to find us the lowest rates, but that’s only part of it. What really shines is the level of service he offers. He keeps us up to speed as the market changes and offers advice that time has shown to be absolutely spot on. Need a mortgage? Call Jivan.

    - Paul Vance
  • First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience

    - Andrew Mabon

How Mortgage Renewal can help you out?

Find the best interest rates
Adjust the term of your mortgage
Change your amortization period
Consult with a mortgage expert
Change the frequency of your payments
Switch from fixed rate to variable rate

Frequently Asked Questions

How reliable is a Mortgage Broker?

Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

Other than rates, why should I use a Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.

How do Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers. These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.
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