Entrepreneurs know the value of a dollar. That’s why we strive to provide the most competitive interest rates.
Our mortgage professionals are committed to provide the right mortgage products that suits you.
We work with business owners and help them to qualify for a traditional mortgage as well as we work with you to find the right mortgage solutions for you.
Fantastic interest rates
Self-employed mortgages don’t have to be expensive. Let our professional mortgage team find you a home loan with a great interest rate.
Self-Employed Mortgage in Burlington
There are many benefits to being a business owner in Burlington. Unfortunately ease of getting a mortgage isn’t usually one of them. Business owners often have difficulty getting a mortgage with traditional lenders because it is hard for them to prove their income. Oftentimes business owners have several tax write-offs which lower their overall income on paper. They may also have income that fluctuates from year to year and this can make it challenging to estimate an average yearly income. Because of this, many traditional lenders such as banks and credit unions will not grant many Burlington business owners mortgages. At Circle Mortgage Group, we have access to many lenders that specialize in self-employed mortgages. And we are ready to help you.
A self-employed mortgage is simply a mortgage given to a self-employed person. It is usually given by a specialty lender that is not bound by federal regulations. These lenders are able to take a more wholistic approach by looking at factors other than declared income. Documents that you might be required to provide for approval include business financial statements, proof that your HST remittance has been paid, as well as business and personal credit scores. Do not let this extra documentation however prevent you from applying. Once you have purchased your home, you will have an asset that will build up equity over time. This is equity that you might wish to borrow from in the future for business or personal reasons.
Find the Right Solution Regardless of Your Employment Situation
As a business owner, it shouldn’t be more difficult for you to own a home than it is for your T4 employees. Using a mortgage broker to navigate the complexities of self-employed mortgages has clear advantages. They can help you find the right lender for your situation and help you get a great interest rate. At Circle Mortgage Group we have worked with many clients who are business owners to find them the right mortgage solutions. Whether you qualify for a traditional mortgage or whether you require a self-employed mortgage, our team of professionals is ready to help you.
Get the best Self-Employed Mortgage Rates
At Circle Mortgage Group we work with a wide selection of trusted lenders and when you apply for a self-employed mortgage through us, we will compare rates for you to help you get the best interest rates possible. Contact us today and experience the difference that working with true professionals makes!
"First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience."
"Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights."
"It is truly a great pleasure to be working with Jivan. He is honest, friendly, and very knowledgeable about his industry. Do yourself a favour and contact Jivan first for all your lending needs!"
Lambros Bryan Demos
How Self-Employed Mortgage can help you out?
Great interest rates
Professional and courteous service
Fast approval – even with little provable income
Get approved when others have turned you down
Become a homeowner and invest in an asset
Build equity in your home that you can borrow from in the future
1How reliable is a Mortgage Broker?
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
2Other than rates, why should I use a Mortgage Broker?
In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.
3How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers. These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.