Accepting your mortgage renewal offer without consulting with a professional Burlington mortgage expert could end up costing you thousands in unnecessary interest payments.
Circle Mortgage Group is a team of professional mortgage experts dedicated to providing our clients with the best mortgage products and services the industry has to offer.
Interest rates are important when it comes to mortgage renewals, but also consider about mortgage type, term and amortization. When we provide mortgage renewal solutions, we look at the big picture.
Fantastic interest rates
For the best interest rates on your mortgage renewal, contact Circle Mortgage Group today. Because we work with a large group of trusted lenders, we can always find you a great rate.
Mortgage Renewal in Burlington
When Burlington residents apply for their first mortgage, they usually aren’t thinking much about their eventual mortgage renewal. But when their mortgage term (usually five years) is up, they will be sent a notice by their lender letter them know it is time to renew. Unless they have the cash to pay off the remainder of what they owe, they will have to get a mortgage renewal. Unfortunately, many homeowners make the mistake of signing their renewal offer and sending it in without shopping around first. This means they could be leaving a lot of money on the table and missing out on a better interest rate.
Benefits of Mortgage Renewal
Most Burlington homeowners will not have enough cash on hand to pay off their house in full at the end of their mortgage term. They will need to renew their mortgage. At Circle Mortgage Group, we work with dozens of trusted lenders which means we can help you find the best possible interest rates and terms for your mortgage renewal. Even if you like your current lender and don’t wish to change, the fact that you are working with us can give you added negotiation power and we can often get you a better rate with your current lender than the one that they are offering.
Choose Circle Mortgage for Mortgage Renewal in Burlington
At Circle Mortgage Group, we are dedicated to providing the best service for the best price to our clients. Our team is made up of highly knowledgeable mortgage experts who will work for your best interests. Our company was founded by Jivan Sanghera, a mortgage broker with over a decade of experience in the industry. Industry knowledge and customer service is at the heart of what we do.
Get the Best Mortgage Rate at Renewal Time with Circle Mortgage
If your mortgage is coming up for renewal within the next six months, the time to start thinking about your mortgage renewal is now. Taking the time to find the best rate possible may save you thousands of dollars over the time you own your home. Let Circle Mortgage Group find you the best rates on your mortgage renewal. Contact us today.
"First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience."
"Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights."
"It is truly a great pleasure to be working with Jivan. He is honest, friendly, and very knowledgeable about his industry. Do yourself a favour and contact Jivan first for all your lending needs!"
Lambros Bryan Demos
How Mortgage Renewal can help you out?
Find the best interest rates
Adjust the term of your mortgage
Change your amortization period
Consult with a mortgage expert
Change the frequency of your payments
Switch from fixed rate to variable rate
1How reliable is a Mortgage Broker?
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
2Other than rates, why should I use a Mortgage Broker?
In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.
3How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers. These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.