We pride ourselves on offering affordable services at all times. Over the years we have gained an enviable reputation for providing only quality services.
All our staff are experienced and fully qualified. You can rely on us to offer trusted advice regarding all aspects of mortgages. Call us now.
Whether it is mortgage refinance or private mortgages, we are here for you. Our team is well- versed and knowledgeable regarding all aspects of the mortgage plan.
Fantastic interest rates
All our mortgages are available at fantastic interest rates. We share a cordial relationship with a number of lenders, you can rest assured that we will source a mortgage with an affordable interest rate.
Save money and reduce your financial burden
Mortgage refinancing refers to clubbing multiple loans into one single loan. Mortgage refinancing provides you flexibility with your finances. It also allows you to provide one low payment at the end of the month, thus helping you save money in the long run. Mortgage refinancing will provide you the opportunity to be debt free faster and quicker.
Take control of your finances
Mortgage refinancing is a fantastic strategy that enables you to take control of your finances. It enables you to lower the interest payments, consolidate debts and save money in the long run. You can discuss your requirements and your financial goals with our mortgage brokers and will suggest a suitable refinancing solution for you.
How Mortgage Refinance Can Help You Save Thousands of Dollars Monthly?
|First Mortgage Amount||$200,000|
|Mortgage Interest Rate||4.99%|
|Mortgage Payment||$1,165 monthly|
|Second Mortgage Amount||150,000|
|Second Mortgage Interest||12%|
|Second Mortgage Payment||1,500|
|Credit Card Debts:$50||($450 Monthly)|
|Total Debt $400,000|
|Total Monthly Payments $3,165|
|Monthly Savings $0 (Client further in Debt)|
|Mortgage Interest Rate||3.99%|
|Second Mortgage Amount $0||(paid in full)|
|Second Mortgage Interest Rate(N/A)|
|Second Mortgage Payment $0||(paid in full)|
|Credit Card Debts $0||(paid in full)|
|Total Debt $400,000|
|Total Monthly Payments $1,900|
|Monthly Savings $1,265|
|Saved Client about 40% monthly payments|
Lower the interest you pay on your debts
Our team understands that juggling between multiple loans can be challenging. The interest rates on most loans are high and paying them on a monthly basis may leave no scope to save any money for your future. That is why essential to invest in mortgage refinancing solutions. This will allow you to club your loans into a single loan at a lower interest rate.
"First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience."
"Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights."
"It is truly a great pleasure to be working with Jivan. He is honest, friendly, and very knowledgeable about his industry. Do yourself a favour and contact Jivan first for all your lending needs!"
Lambros Bryan Demos
How Mortgage Refinance can help you out?
Access home equity
It will help you save better
Shorten your mortgage term
It helps you reduce your financial burden
It will help you get rid of multiple loan payments
It will enable you to be debt free faster
1How reliable is a Mortgage Broker?
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
2Other than rates, why should I use a Mortgage Broker?
In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.
3How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers. These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.