4361 Harvester Rd Unit 7, Burlington , ON L7L 5M4

Commercial Mortgages Ontario

Allow Our Leading Mortgage Brokerage To Find You The Best Mortgage Rate For Your Commercial Property

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Circle Mortgage Group has over 15 years of experience in the industry of Canadian mortgages. Our dedicated broker has served thousands of clients with his commercial lending expertise. Our brokerage's office is located in Burlington, Ontario but we are able to offer a wide range of services to clients all over the Greater Toronto Area, Ontario and Canada. Over the years, we have built a strong network of lenders, including Canadian banks and private institutions. We want to ensure a borrower receives a mortgage with the most competitive interest rates. If you own commercial properties or were thinking of building your investment portfolio in commercial real estate, give us a call today. We would be more than happy to assist you in determining your mortgage loan options.

Circle Mortgage Group Makes Every Effort To Offer Our Clients:

Best Available Rates
Fast Approval
Quick funding
Customer-Focused Service

We Can Provide You With The Advice and Help You Need To Secure Financing For Your Property

If you own a commercial building or are thinking of investing in these types of properties, our team here are Circle Mortgage Group can help you obtain commercial lending solutions that work for you. We have worked with clients in the province of Ontario and all over Canada to obtain payment options that are manageable, affordable and simply make financial sense. Add value to your investment portfolio by investing in the commercial real estate market. Not only will you grow your asset and the equity in your property over time, but the process of obtaining financing is easy with the help of our team. We will be there for you every step of the way. Contact us today for more information.

Trusted Lenders

Circle Mortgage Prides Itself On:

Affordable Services
The dedicated team of staff here at our brokerage will work through our vast network, including connections in the bank sector and individual lenders, in order to ensure you receive the best commercial mortgage rates. We are transparent and upfront about costs so you never have to worry about hidden fees.

Professional Team
Our staff specializes in commercial lending solutions. Not only are we committed to getting you competitive interest rates, but we will share our knowledge and expertise so that you understand the terms of your loan agreement.

Quality Solutions
Whether you need commercial lending to invest in your storefront, warehouse, or industrial land, we can help to find the right solution for you. We have helped clients with commercial real estate properties for a large number of years, allowing us to offer financing suggestions that work for you.

Fantastic Interest Rates
Why pay more when you don't have to? Our goal is to always provide you financing options that have the lowest possible interest rate for the commercial mortgages on your properties. We work with the bank sector and private lending institutions in the province of Ontario and all over Canada, which allows us to make sure you a get fair rate on your loans.

The Leading Commercial Mortgage Services in Canada

Have a thriving enterprise that needs to expand? Then you'll want to consider financing options for commercial mortgages. At Circle Mortgage Group, we want to help you secure a commercial mortgage with financial payments that make sense for you and your business. We understand the associated costs with a commercial building - insurance and loans are just the beginning. However, our professional staff can make the process as seamless as possible.

While mortgages and financial loans seem daunting, they will work to your benefit in the long run. Not only will you have an asset in the real estate market, but you will also be building equity into your property. This will allow you to borrow from the value of the equity should you ever need loans for debt consolidation or refinancing for renovations.

Commercial mortgages are considerably more complex than residential mortgages for multi-family units. For this reason, among many more, it is essential that you work with a mortgage broker who understands business owners and what it takes to get the right financing terms. That’s where we come in.

If you are interested in learning more about loans, contact us by giving us a call or sending us an email. One of our team members would be more than happy to assist you.

Choose Circle Mortgage Group For Your Commercial Mortgage

Circle Mortgage Group is a team of dedicated and knowledgeable mortgage experts. Our office is located in the city of Burlington, but we have assisted clients throughout the province of Ontario and all over Canada. Our brokerage has an emphasis on superior customer service and industry expertise. If you are looking to get approved for the terms of a financing agreement, contact us today. When you give us a call, you can expect a brokerage that will go the extra mile to ensure you receive the mortgage you deserve.

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Why Use A Commercial Mortgage Broker?

In Canada, commercial mortgages are more complex than residential mortgages. There are different governing rules and lenders require different documentation for the approval process. In addition to the assets and liability statements like you might expect, you may also need to present business plans, purchase orders, and projected income to potential lenders. At Circle Mortgage Group, we will help you through every step of the process.

Commercial Mortgages Vs. Residential Mortgages

If this is your first experience with a commercial mortgage, you make be surprised in comparison to the price of a residential mortgage. Generally, a commercial mortgage will have a shorter term, higher interest rate and require a substantially larger down payment. Although there are several reasons for this, the main reason is that commercial mortgages are considered to be riskier investments by lenders. The more you can do to minimize the risk in the eyes of the lender, the better rates you are likely to get. Call Circle Mortgage Group for more information on how we can help you best rates on the market.

Benefits Of A Commercial Real Estate Mortgage

You can use this loan to refinance, allowing you to redecorate or renovate your office space.

You'll never worry about rental increases because you own your unit. Rental payments can instead be put towards your fixed or variable loan which increases the equity of your property.

With the right financing terms, you can grow and expand your business at a faster rate.

You can earn extra income by renting out your extra space.

You will be investing in an asset that will appreciate over your term.

With commercial real estate you can build equity in your building, which will allow you to borrow in the future should you ever need to pay off a debt.

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Happy Customers

  • Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights.

    - Jacquie Jefferies
  • I have used Jivan’s services on numerous occasions, and have had successful results that suite my needs and budget. He was very professional yet personal so there was a confident feeling in my new mortgage. I have always received the best rate and get frequent updates. I have been so confident in his business etiquette that I have not only referred his services to my friends but also to my mom. I continue to use Jivan’s services to renew my investments.

    - Ramona Paul
  • I have used Jivan’s services on numerous occasions, and have had successful results that suite my needs and budget. He was very professional yet personal so there was a confident feeling in my new mortgage. I have always received the best rate and get frequent updates. I have been so confident in his business etiquette that I have not only referred his services to my friends but also to my mom. I continue to use Jivan’s services to renew my investments.

    - Tasnim Jivaji
  • I have had the pleasure of working with Jivan on several real estate deals and he consistently brokered the best mortgage rate for me.The process was always painless and fast. I trust his recommendations and advise.

    - Tony Almeida
  • Our experience with Jivan has been outstanding. He always seems to find us the lowest rates, but that’s only part of it. What really shines is the level of service he offers. He keeps us up to speed as the market changes and offers advice that time has shown to be absolutely spot on. Need a mortgage? Call Jivan.

    - Paul Vance
  • First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience

    - Andrew Mabon

How Commercial Mortgage can help you out?

Renovate your office space
stop paying rent to someone else
Grow your Business
Earn More money by renting out your extra space
Invest in an asset that will appreciate over time
Build equity that you can borrow from in the future

Frequently Asked Questions

What are the differences between mixed, fixed and variable What are the differences between mixed, fixed and variable mortgages?

A fixed-rate is usually given to borrowers for a predetermined term, where mortgage payments remain the same.  A variable mortgage is an interest on a loan that fluctuates over time. A mixed mortgage is a hybrid of the two - a fixed rate for a certain period of time and then an adjusted rate for the remainder of the term. A bank, as well as a private lender, will likely have these three options available.

What is a loan to value?

This is a financial term used by lenders to describe a ratio that is calculated by dividing the amount borrowed by the appraised value of a property. It is expressed as a percentage.

Is a commercial mortgage rate higher than multi-family residential mortgages?

Yes. Due to a shorter term and greater financial risk, a commercial mortgage does have a higher rate than residential properties in Canada.

Want to learn more about how you can apply to get approved for your commercial mortgage? 

Contact Circle Mortgage Group today!
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