Our team is committed to working through our database of quality lenders to help you find the best rate on your commercial mortgage.
Commercial mortgages take special expertise. When you work with our team, you can be confident in their knowledge to help you and your business.
Whether you need a commercial mortgage to invest in your storefront, warehouse, or industrial land, we help to find the right solution for you.
Fantastic Interest Rates
Don’t pay more than you have to. We will always strive to find you the best possible rate for your commercial mortgage.
Commercial Mortgage Service Burlington
Whether you are finally moving your start-up business out of your parents’ basement or you have a thriving enterprise that needs to expand, Circle Mortgage Group can help you secure a commercial mortgage that is right for you and your business. As with residential mortgages, a commercial mortgage may be a first or second mortgage and once you have been approved and have equity in your property, you may borrow from that equity. Commercial mortgages are considerably more complex than residential mortgages, so it is essential that you work with a mortgage broker in Burlington that understands business owners and what it takes to get the right commercial mortgage. That’s where we come in.
Choose Circle Mortgage For Commercial Mortgage in Burlington
Circle Mortgage Group is a team of dedicated and knowledgeable mortgage experts in Burlington that was established by Jivan Sanghera. With more than fifteen years experience in the mortgage industry, Jivan set out to create a mortgage brokerage with an emphasis on superior customer service and industry expertise. Based on the firms loyal and growing customer base in Burlington, Jivan has done exactly that.
Why use a Commercial Mortgage Broker?
Commercial mortgages are more complex than residential mortgages. They have different rules governing them and lenders require different documentation in order to approve them. In addition to the assets and liability statements like you might expect, you may also need to present business plans, purchase orders, and projected income to potential lenders. At Circle Mortgage Group, we will help you through every step of the process and help you put together your information in a way that will be most attractive to lenders in order to help you get the best possible rates and terms for your commercial mortgage.
Commercial Mortgages more Expensive than Residential Mortgages
If this is your first experience with a commercial mortgage the difference in price between a commercial mortgage and a residential mortgage might cause a bit of a sticker shock. Generally, you can expect that a commercial mortgage will have a shorter term, a higher interest rate, and require a substantially larger down payment. Although there are several reasons for this, one of the main reasons is that commercial mortgages are considered to be riskier investments by lenders. The more you can do to minimize the risk in the eyes of the lender, the better rates you are likely to get.
"First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience."
"Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights."
"It is truly a great pleasure to be working with Jivan. He is honest, friendly, and very knowledgeable about his industry. Do yourself a favour and contact Jivan first for all your lending needs!"
Lambros Bryan Demos
How Commercial Mortgage can help you out?
Renovate your office space
Stop paying rent to someone else
Grow your business
Earn more money by renting out your extra space
Invest in an asset that will appreciate over time
Build equity that you can borrow from in the future
1How reliable is a Mortgage Broker?
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
2Other than rates, why should I use a Mortgage Broker?
In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.
3How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers. These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.