About Us

Circle Mortgage Group is a Mortgage Brokerage established by Jivan Sanghera. Jivan has been an industry participant since the Early 2000s and has been selling mortgages for more than 10 years. The experience and awards we have won are only a byproduct of the most important thing. Our commitment to our clients.

Circle Mortgage has the ability to meet virtually with a client in any part of Canada but more importantly the advice we offer when we do meet takes into account the needs of each individual client. Some of you may be refinancing to pay for your child’s wedding, others may just be getting ready to move out on their own.

There is no such thing as a perfect mortgage, so until that is invented you can trust Circle Mortgage Group to help you navigate the uncharted waters of the lending market.

Mortgage Deal = Donation to a charity

One other thing you should definitely know about us is that Circle Mortgage Group makes a charitable donation with each and every Mortgage deal that we do. So we can “build wealth in everyone’s best interest”

Halton Women's Place
Halton Women's Place


Choosing to work with Jivan on my first mortgage was probably the best decision I made throughout the whole process. Simply stated, he made the process very easy and pain-free, while securing a fantastic rate with terms that were just right for me. Not only was he knowledgable and fast to respond, he listened and always answered my questions with attentiveness. I am thoroughly impressed with his professionalism and would highly recommend Jivan to all of my friends and family members.

Nancy Fazzini

Whether your client needs a Conventional, high ratio or a ‘D’ lender…..Jivan can make it happen. His clients are always treated to the best in customer service and respect of their individual privacy.

Deanna Gunter

Our experience with Jivan has been outstanding. He always seems to find us the lowest rates, but that’s only part of it. What really shines is the level of service he offers. He keeps us up to speed as the market changes and offers advice that time has shown to be absolutely spot on. Need a mortgage? Call Jivan.

Paul Vance

I have used Jivan’s services on numerous occasions, and have had successful results that suite my needs and budget. He was very professional yet personal so there was a confident feeling in my new mortgage. I have always received the best rate and get frequent updates. I have been so confident in his business etiquette that I have not only referred his services to my friends but also to my mom. I continue to use Jivan’s services to renew my investments.

Ramona Paul

Jivan is a hard working professional who will not stop until he gets the deal done.

Shivinder Aujla PFP CFP

Jivan has always been very professional and thorough with his follow up. Energetic individual who is focussed and has strong people skills and superlative customer service. Certainly a result oriented individual and my best wishes for Jivan, who I am certain would fit in to any organization and drive results.

Harry Desai

It is truly a great pleasure to be working with Jivan. He is honest, friendly, and very knowledgeable about his industry. Do yourself a favour and contact Jivan first for all your lending needs!

Lambros Bryan Demos

I have had the pleasure of working with Jivan on several real estate deals and he consistently brokered the best mortgage rate for me.The process was always painless and fast. I trust his recommendations and advise.

Tony Almeida

Jivan is professional all the way. He offered solutions to me at a time when I was stressed about options. He took care of every small detail and ensured communication was always two-way. An excellent Broker. Highly recommended!

Jacquie Jefferies

I have had the pleasure of using Jivan’s expert mortgage broker services on two seperate occasions. I am very impressed with the results Jivan was able to come through with for me. He also keeps me updated with current information regarding the current morgage intrest rates so I am able to make ( with his guidance ) an informed decission on planning my next move. I have and will continue to recommend Jivan to anyone who would like excellent professional morgage broker.

Rob Hill

Jivan’s sense of ethics is endearing. Mortgages are a hard hit to a client and it makes my business worth working for when I work with a Mortgage Broker who works with my client and ensures that the Mortgage my client is signing into will not result in sleepless nights.

Tasnim Jivaji

First time buying a house is a very stressful experience, and Jivan at DLC really helped reduce that stress by clearly outlining the process before we began so there were no surprises along the way and of course I had a lot of questions, and he was quick to respond to them. Now I recommend Jivan to anyone that tells me they are considering to buy a house because of my stress-free experience

Andrew Mabon